Balance Transfer Charge Cards

Balance Transfer Charge Cards

Stability transfer size & cost: as much as 26 months 0%, 0.62% cost (min ?3) To have the 0%, must move within: At application essential: obvious card in full by-end of 0% duration to prevent interest (constantly spend at least the monthly minimal repayment) & do not spend/withdraw money with this card Stability transfer interest after 0%: 20.95%, though poorer credit scorers could spend as much as 29.95per cent minimal payment: Greatest of just one% of stability plus interest, 2.25% of stability or ?5 minimal earnings: N/A Representative APR (variable): 20.9per cent (see Official APR instances)

Which cards could I move from?

Can help you a stability transfer off their credit or shop cards, unless it is a Sainsbury’s charge card.

Observe how most most most likely it really is you’ll receive this card

Or perhaps get directly to the lending company

Cards above maybe maybe perhaps not for your needs? Much much More 0% stability transfer cards

In the event that card overhead does not here suit you are a few fast information on the following most readily useful. The 0% times are not so long, or they arrive with a somewhat greater stability transfer charge, nonetheless they’re however alternatives that are good.

Keep in mind – before you apply for just about any among these cards, make use of our Balance Transfer Eligibility Calculator to determine what you are almost certainly to have, which means you do not waste a credit card applicatoin.

CARD	0% SIZE	cost (1)	APR (2)	CHECK YOUR ODDS OF GETTING IT
MBNA*	Up to 29 mths	2.75% Many will probably pay 3.49% (3)	20.9percent	Eligibility calculator
Halifax*	as much as 29 mths	3%	19.9percent	Eligibility calculator
M&S Bank*	28 mths	2.85% (min ?5)	19.9%	Eligibility calculator
Tesco Bank*	as much as 28 mths	2.98%	19.9per penny	Eligibility calculator
Virgin Money*	27 mths	1.45%	21.9%	Eligibility calculator
MBNA*	as much as 26 mths	1% however some can pay 3.49% (3)	20.9percent	Eligibility calculator
Halifax*	25 mths	1%	19.9percent	Eligibility calculator
HSBC*	25 mths	1.5% (min ?5)	21.9%	Eligibility calculator

Essential: To obtain the 0%, you need to typically perform some stability transfer within 60/90 times of orifice. (1) As a share of debt moved. (2) representative APR that is variable your stability transfer interest might be various (see all formal APR Examples). (3) individuals with poorer fico scores may spend the bigger charge.