You can find vast amounts of pounds lying unclaimed in inactive bank and building culture accounts, investments, retirement benefits and term life insurance policies

You can find vast amounts of pounds lying unclaimed in inactive bank and building culture accounts, investments, retirement benefits and term life insurance policies

11. Reclaim money in a forgotten bank account

If you believe you’ve probably lost a bank or checking account then there are free tracing schemes to help you recover lost cash. For opportunities, retirement benefits and insurance plans you may need certainly to spend a cost to find.

Get more information: Finding lost records – the steps that are simple takes to re-trace your lost money online.

12. Reclaim bank charges

If you’re in financial difficulty then your thing that is last want is definitely an extortionate bank fee for breaching your overdraft. Happily, if you were to think a charge had been unjust, you might be in a position to claim it right back.

You’ll need certainly to compose to your bank your self, although when they reject your claim you are able to go on it to your Financial Ombudsman.

13. Always check in the event that you had PPI (the deadline is approaching)

If you’d almost any credit item, such as for example a customer loan, shop card, charge card or mortgage up to 2006, if the regulator started imposing fines for PPI mis-selling, you’ve probably been mis-sold PPI (repayment security insurance coverage).